Both pet insurance and a Pet Wellness Plan can help make your pet's healthcare more affordable, but they work in different ways so it's important to understand the distinction between them. Here, our Long Beach vets explain more about Wellness Plans and pet insurance.
Protecting Your Pet's Future
Pet Wellness Plans and pet insurance policies offer different benefits, so it's important to understand what types of services are covered by each. Understanding what is covered can help you make an informed decision about whether a Pet Wellness Plan or pet insurance (or both) is the right choice for your budget.
What is a Wellness Plan?
Wellness Plans make it easier for you to cover the cost of routine and preventive veterinary care. Wellness Plans bundle the care your pet needs yearly such as vaccinations and wellness exams.
Wellness plans allow you to adopt a more proactive approach to veterinary care by paying a small monthly amount rather than a lump sum each visit. These plans help your vet spot early signs of any conditions or diseases your pet may have before they become more serious, and more expensive to treat.
What does a Wellness Plan Cover?
Improving and maintaining the standard of your pet’s overall health during their lifetime is easier with a Wellness Plan because the cost of routine care is more manageable.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
Emergency treatment or treating an illness like cancer or diabetes can become very expensive. If you have pet insurance it means you will have financial help to pay the bills for any conditions and accidents that are covered by your pet insurance policy.
What does pet insurance cover?
Pet insurance policies differ but they generally cover treatment for illnesses or emergency treatment required after accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.
Pet insurance does not cover routine and preventive veterinary care like a Wellness Plan does
How do I choose which option to buy?
Making sure you know exactly how Wellness Plans and pet insurance can benefit you and your pet can help you decide which is right for you. Some pet owners choose either a Wellness Plan or pet insurance, while others subscribe to both to ensure their pet has complete coverage.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.